Legal

Terms & Conditions

Suncrest Wealth Management LLC  |  Last Updated: January 1, 2025  |  Effective Date: January 1, 2025

1. Acceptance of Terms

These Terms and Conditions ("Terms") govern your use of the Suncrest Wealth Management LLC website located at suncrest-wealth.com (the "Site") and any services offered through the Site. By accessing or using our Site, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use our Site. These Terms apply to all visitors, users, and others who access or use the Site.

These Terms should be read in conjunction with our Privacy Policy, which is incorporated herein by reference.

2. Website Use

You may use our Site for lawful purposes only. You agree not to:

  • Use the Site in any way that violates applicable federal, state, or local laws or regulations
  • Transmit any unsolicited or unauthorized advertising or promotional material
  • Attempt to gain unauthorized access to any part of the Site or its related systems
  • Interfere with or disrupt the integrity or performance of the Site
  • Collect or harvest any personally identifiable information from the Site
  • Use the Site to engage in any fraudulent, deceptive, or misleading activity

We reserve the right to terminate or restrict your access to the Site for any violation of these Terms.

3. Our Services

Suncrest Wealth Management LLC provides business funding consultation and direct lending services. The information on this Site is provided for general informational purposes and does not constitute financial, legal, or investment advice.

All funding products and approvals are subject to credit review, underwriting approval, and applicable terms and conditions specific to each product. Submission of an application or inquiry does not guarantee approval or any specific funding amount, term, or rate.

Suncrest operates as a direct lender and does not guarantee specific outcomes. Funding decisions are made at our sole discretion based on our underwriting criteria at the time of application.

4. SMS Terms & Conditions

SMS Program Terms

By opting in to receive SMS messages from Suncrest Wealth Management LLC, you agree to the following terms:

  • Program Description: You may receive recurring marketing and promotional SMS/MMS messages from Suncrest Wealth Management LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
  • Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
  • Message and Data Rates: Message and data rates may apply depending on your mobile carrier and plan.
  • Opt-Out: Reply STOP to any message to cancel. After opting out, you will receive one final confirmation message.
  • Help: Reply HELP to any message for assistance, or contact us at frederick@suncrest-wealth.com.
  • Consent Not Required: Consent to receive SMS messages is NOT a condition of purchase or use of our services.

Supported Carriers

Our SMS program is available on all major U.S. carriers. Carrier message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

No Sharing of SMS Opt-In Data

Your SMS opt-in consent and mobile number will not be shared with third parties for their marketing purposes. All SMS opt-in data is used exclusively by Suncrest Wealth Management LLC for the purposes described in these Terms and in our Privacy Policy.

Compliance

Our SMS program complies with the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, and applicable CTIA guidelines. We maintain records of all opt-in consents and respect all opt-out requests promptly.

5. Intellectual Property

The Site and its original content, features, functionality, design, text, graphics, logos, and other materials are owned by Suncrest Wealth Management LLC and are protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from our Site without our express prior written consent.

6. Disclaimers

THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or usefulness of any information on the Site.

The information provided on this Site is for general informational purposes only and does not constitute financial, legal, tax, or investment advice. You should consult with qualified professionals before making any financial decisions.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SUNCREST WEALTH MANAGEMENT LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR SERVICES.

In no event shall our total liability to you for all claims exceed the amount you have paid to us in the twelve (12) months preceding the claim, or $100, whichever is greater.

8. Indemnification

You agree to indemnify, defend, and hold harmless Suncrest Wealth Management LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your violation of any third-party rights.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located in Pima County, Arizona for the resolution of any disputes arising from these Terms or your use of the Site.

10. Changes to Terms

We reserve the right to modify these Terms at any time at our sole discretion. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of the Site after any modification constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically. Material changes will be communicated through the Site.

11. Contact Us

If you have questions about these Terms and Conditions, please contact us:

Suncrest Wealth Management LLC
2959 N Swan Rd. Suite 101
Tucson, AZ 85712
Email: frederick@suncrest-wealth.com